Best Service & Rates

Best Service

Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, purchase a new home , home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.

Best Rates

At our website you can find tools available to answer virtually any mortgage question and help you find the best rate. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

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Mortgage News Daily

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Trust us with your financing needs.
We offer you the competitive rates and service you deserve. Whether you're a first time home buyer or are refinancing - we will find you the best rate and program for your situation. Apply online today for a no-cost, no-obligation pre-approval!
Bob Kennedy
Senior Loan Officer
Carolina Mortgage Services a division of Mountain 1st Bank
7800 Providence Road
Suite 208
Charlotte, NC 28226
Office Phone: (704) 543-1989
Fax: (704) 542-0020
Email: bob@carolinamortgageinc.com
LO NMLS #: 61794
CO NMLS #: 422120